The Country Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.**Responsibilities**:- Supports credit analysis, including annual credit reviews, portfolio reviews, classified credit reviews.- Identifies and analyzes situations that create risk and legal liability for Citi, utilizing various resources such as credit reports, score cards, risk systems, and knowledge of the elements of Risk.- Analyzes and interprets data to make conclusions on complex portfolio credit recommendations.- Contributes to assessing risks of existing and new relationships - including periodic review of financial results and statements to monitor operating performance, liquidity position and financial condition.- Maintains sound understanding about different markets, products, strategies, tools and associated risks.- Performs detailed analysis for complex credit recommendations (consumer, issuer, acquirer, and vendor) to ensure appropriate risk/reward balance, including contract analysis and negotiations.- Reviews problem areas and establishes effective action plans to mitigate risks specific to product/markets and communicates findings of analysis to business managers.- Participates in regular portfolio stress testing.- Participates in problem recognition and monitors troubled exposures.- Contributes to developing, testing and optimizing credit or risk policies for channels or products under their responsibility.- Ensures adherence to all relevant Citi policies- Additional duties as assigned.**Qualifications**:- 2-5 years relevant experience- Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information.- Knowledge about different markets, products, tools and associated risks that the business supports.- Knowledge of institutional and regulatory credit policies with good understanding of accounting, product and finance principles- Knowledge and understanding of Banking operations (International and domestic)- Knowledge about risk systems infrastructure including key processes, coverage and data flows in order to identify risk effectively.- Highly detail oriented, exceptional analytical skills and effective team player with ability to build and maintain relationships- Ability to work under pressure, multi-task and prioritize to meet deadlines.- Highly proficient in MS Office - (Excel, Access, PowerPoint)- Bilingual: English and Spanish**Education**:- Bachelor's/University degree or equivalent experienceThis job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.**Responsibilities**:- ** Support Control Programs**:Provides support to critical risk and control initiatives and programs, including but not limited to Records Management, Continuity of Business and Wide Area Disruption, End User Computing management and retirement, Manager Control Assessment (MCA), Governance Risk and Compliance (GRC), business monitoring, coordination of SOX deliverables, reporting of risk metrics and best practices.- ** Control Environment**: Provides support to HRSS operations teams with respect to policies and practices to enable employees in supported business units to identify risks and evaluate exposures of control deficiencies, analyze and determine root cause, and ensure management has effective and timely remediation plans.- ** Audit Support**: Supports engagement with internal and external audit parties for HRSS supported processes.- ** Process Reviews and Issues Management**: Conducts and supports reviews to understand the end-to-end processes, evaluate key controls, identify deficiencies and improvement opportunities, analyze root cause, and ensure management has effective and timely remediation plans. Supports Corrective Action Plan tracking and reporting for supported processes. Manages and reports control issues with tran
